Preparing for Retirement

At every point in our working lives, everyone will proceed on retirement whether you are in self or formal employment. Approaching retirement in itself can be quite daunting for a majority who have not adequately prepared themselves for such an event and equally frightening for those who have immersed themselves so much in work that they do not have any extracurricular activity in sight. Some survive it others struggle through it and many others do not make it all for some reason or the other. Often employees ready for retirement who have not adequately prepared will start wondering and ask themselves questions. Those who do not have adequate income also to rely become troubled as the days approach. The big question – Is there anything to worry about. The training programme aims to guide individuals on:

•  Preparing retirement goals/plan
• How Will Retirement Change My Life?
  - Addressing the 12 important questions asked prior to retirement
  - Can I rely on Social Security or Will Social Security Run Out of Money?
•  Having something to look forward
•  Occupying one’s self during retirement?
•  Developing a new social network where primarily life is centered around work
  friends and after-work activities?
•  Having enough to cover expenses
• How will I handle sense of identity (or the way you think others percieve you)

Target group

Staff who have less than 15 years to retirement

Areas to cover

- Financial Support
- Health and medical support
- Recreation and social networking
- Developing hobbies for financial gains
- Time Management

Stress Management

It is a fact that stressed employees incur health care cost twice as high as other employees Over the period information gathered indicate that the price of stress at the workplace has moved to the forefront of concern for businesses. Many high stress jobs involve
compounding risk factors, such as dealing with the public and tight deadlines, or being in constant high-risk environments. Stressed workers are very often fatigued, burn out, prone to mistakes or various health issues and injuries and are more likely to be absent from work. Medical experts have warned that if these stress issues are not addressed, both the job and the employee will suffer and the costs would be high. Hence Organisations who work with targets or high risk environment especially need to pay close attention to their employees in managing their stress levels. The programme aims to enable participants:

• Identify the cause of stress in the workplace
• Learn the physical and psychological signs of stress from work and home
•  Making the right life choices to impact an individual’s health and wellbeing
• Learn basic of positive psychology
• Understand the work/life balance and how to manage the two effectively
• Develop action plans to tackle the most important and controllable sources of
  pressure

Target group

•  Debt Recovery Officers
•  Relationship Officers/Managers
• Sales officers

Area to be covered

• Understand that stress is an unavoidable part of everybody’s life
•  Recognize the symptoms that tell you when you have chronic stress overload
• Change the situations and actions that can be changed
•  Deal better with situations and actions that is beyond your control
• Create an action plan for work and life to reduce and manage stress
• Time Management Tips

Managerial and Supervisory Skills

It is important to prepare Managers/Supervisors who are either promoted or have entered into new roles to be prepared on how to manage people. Very often the individual may have a sound technical skill to deliver on the job but lacks the ability to delegate or supervise their direct report/s effectively which not only creates conflicts but poor performance outcome for the company. There is also a very high chance of team conflicts and office politics if a leader is not prudent enough. So for things to run smoothly and team performance to remain high the leadership must be absolutely ready and fully aware of its job. The programme aims to enable Individuals to know:

• The importance of preparing adequately to lead/supervise teams
• The qqualities of a good supervisor and their impact in the workplace
• The responsibility of a Supervisor/Manager
• Importance of forming a good working relationship with their employees
• Delegate and give the appropriate guidance
• Give feedback to keep team motivate

Target Groups

Newly enlisted supervisors, Supervisors/Managers/Project Coordinators

Area to be covered

• Defining supervision
• Principles of leadership/ Types of leadership styles
• Responsibilities of a supervisor/Manager
• Work together to produce the expected outcome - Planning and execution of
  work plans
• Providing consistent feedback through Performance Management System